{"id":19285,"date":"2021-10-25T21:28:46","date_gmt":"2021-10-25T19:28:46","guid":{"rendered":"https:\/\/www.phoenixcom.cz\/press\/?p=19285"},"modified":"2021-10-25T21:35:38","modified_gmt":"2021-10-25T19:35:38","slug":"az-80-firem-by-nemuselo-skoncit-v-upadku-chranit-je-ma-system-vcasnych-varovnych-signalu-od-vse","status":"publish","type":"post","link":"https:\/\/www.phoenixcom.cz\/press\/az-80-firem-by-nemuselo-skoncit-v-upadku-chranit-je-ma-system-vcasnych-varovnych-signalu-od-vse\/","title":{"rendered":"A\u017e 80 % firem by nemuselo skon\u010dit v \u00fapadku, chr\u00e1nit je m\u00e1 Syst\u00e9m v\u010dasn\u00fdch varovn\u00fdch sign\u00e1l\u016f od V\u0160E"},"content":{"rendered":"

Praha, 26. \u0159\u00edjna, 2021 – P\u0159i vyu\u017eit\u00ed nov\u00fdch restrukturaliza\u010dn\u00edch n\u00e1stroj\u016f by a\u017e 80 % firem, kter\u00e9 \u017e\u00e1daly d\u0159\u00edve o moratorium podle Insolven\u010dn\u00edho z\u00e1kona, k tomuto kroku nemuselo p\u0159istoupit. Vypl\u00fdv\u00e1 to ze zku\u0161enost\u00ed expert\u016f poradensk\u00e9 firmy PwC i V\u0160E v Praze, kter\u00e1 vyvinula Syst\u00e9m varovn\u00fdch sign\u00e1l\u016f predikuj\u00edc\u00ed mo\u017en\u00e9 finan\u010dn\u00ed obt\u00ed\u017ee firem. Ten m\u00e1 na z\u00e1klad\u011b dat z \u00fa\u010detn\u00edch z\u00e1v\u011brek management spole\u010dnost\u00ed jednodu\u0161e a v\u010das varovat, \u017ee firma nen\u00ed v optim\u00e1ln\u00ed finan\u010dn\u00ed kondici. T\u00e9matem preventivn\u00edch restrukturalizac\u00ed se bude 2. listopadu zab\u00fdvat Restrukturaliza\u010dn\u00ed f\u00f3rum 2021 organizovan\u00e9 asociac\u00ed TMA \u010cR.<\/strong><\/p>\n

Do \u010desk\u00e9 legislativy byla v polovin\u011b roku 2017 implementov\u00e1na po vzoru N\u011bmecka tzv. mezera kryt\u00ed \u2013 ekonomick\u00e9 krit\u00e9rium pro posouzen\u00ed platebn\u00ed neschopnosti. Jej\u00ed \u00fa\u010del byl prim\u00e1rn\u011b jin\u00fd, ov\u0161em studie Vysok\u00e9 \u0161koly ekonomick\u00e9 v Praze dokl\u00e1d\u00e1, \u017ee mezera kryt\u00ed je t\u00e9\u017e v\u00fdznamn\u00fdm indik\u00e1torem budouc\u00edch insolven\u010dn\u00edch pot\u00ed\u017e\u00ed firem.<\/em><\/p>\n

V\u0160E: Firmy v \u010cR nedbaj\u00ed varovn\u00fdch sign\u00e1l\u016f<\/strong><\/p>\n

Lo\u0148sk\u00e1 anal\u00fdza Jaroslava Sch\u00f6nfelda a Michala Kud\u011bje z V\u0160E ukazuje na vzorku 1 684 podnik\u016f (827 bezprobl\u00e9mov\u00fdch a 827 v \u00fapadku), \u017ee podniky, kter\u00e9 skon\u010dily v \u00fapadku, vykazovaly ve v\u0161ech 3 letech p\u0159ed zji\u0161t\u011bn\u00edm \u00fapadku mezeru kryt\u00ed, je\u017e v\u00fdrazn\u011b p\u0159evy\u0161ovala toleran\u010dn\u00ed hranici 10 % splatn\u00fdch z\u00e1vazk\u016f. S bl\u00ed\u017e\u00edc\u00edm se okam\u017eikem zji\u0161t\u011bn\u00ed \u00fapadku se pak v\u00fdskyt mezery kryt\u00ed nad toleran\u010dn\u00ed hranic\u00ed zvy\u0161uje \u2013 a\u017e na 87 % jeden rok p\u0159ed \u00fapadkem (tabulka n\u00ed\u017ee). To indikuje, \u017ee podniky v \u00fapadku m\u011bly ji\u017e t\u0159i roky p\u0159ed krachem v\u00fdznamn\u00e9 probl\u00e9my s dodr\u017eov\u00e1n\u00edm splatnosti sv\u00fdch z\u00e1vazk\u016f. \u201eBohu\u017eel firmy s mezerou kryt\u00ed a dal\u0161\u00edmi varovn\u00fdmi sign\u00e1ly jako je zadlu\u017eenost \u010di provozn\u00ed v\u00fdkonnost m\u00e1lo pracuj\u00ed. V\u010das si neuv\u011bdom\u00ed, \u017ee se nad jejich firmou stahuj\u00ed mra\u010dna,\u201c<\/em> \u0159\u00edk\u00e1 Ing. Jaroslav Sch\u00f6nfeld, Ph. D<\/strong>., akademick\u00fd \u0159editel Centra restrukturalizace a insolvence Harryho Pollaka na V\u0160E a \u010dlen spr\u00e1vn\u00ed rady TMA \u010cR.<\/p>\n

Zdroj: V\u0160E<\/p>\n

\u0158e\u0161en\u00ed: P\u0159ijet\u00ed evropsk\u00e9 legislativy a \u201eSemafor\u201c od V\u0160E<\/strong><\/p>\n

\u010cesk\u00e1 implementace restrukturaliza\u010dn\u00ed sm\u011brnice EU 2019\/1023 m\u00e1 p\u0159in\u00e9st dlouho v\u00edtanou nadstavbu st\u00e1vaj\u00edc\u00edmu Insolven\u010dn\u00edmu z\u00e1konu. P\u0159inese v\u00edce n\u00e1stroj\u016f v\u010dasn\u00e9ho varov\u00e1n\u00ed a management bude m\u00edt p\u0159\u00edstup k v\u00edce indik\u00e1tor\u016fm finan\u010dn\u00edho ohro\u017een\u00ed firmy, na jejich\u017e z\u00e1klad\u011b m\u016f\u017ee rozpoznat finan\u010dn\u00ed obt\u00ed\u017ee a p\u0159edej\u00edt insolven\u010dn\u00edmu \u0159\u00edzen\u00ed.<\/p>\n

\u201eMichal Kud\u011bj s kolegy z V\u0160E vytvo\u0159il Syst\u00e9m v\u010dasn\u00fdch varovn\u00fdch sign\u00e1l\u016f, kter\u00fd pracuje se vstupn\u00edmi daty z \u00fa\u010detn\u00edch z\u00e1v\u011brek. Tento syst\u00e9m by m\u011bl b\u00fdt pro podnikatele u\u017eivatelsky jednoduch\u00fd, ve\u0159ejn\u011b p\u0159\u00edstupn\u00fd a m\u011bl by poskytnout jasnou informaci o mo\u017en\u00e9m \u00fapadku. Ve v\u00fdsledku m\u00e1 syst\u00e9m podobu semaforu, kde \u010derven\u00e1 indikuje finan\u010dn\u00ed probl\u00e9my a mo\u017en\u00e9 ohro\u017een\u00ed dal\u0161\u00edho chodu podniku. Oran\u017eov\u00e1 zna\u010d\u00ed nutnou obez\u0159etnost a zelen\u00e1, \u017ee je podnik v dobr\u00e9 kondici. \u010cerven\u00e1 barva tak indikuje situaci, kter\u00e1 vy\u017eaduje bezodkladnou obchodn\u00ed a finan\u010dn\u00ed anal\u00fdzu za \u00fa\u010delem potvrzen\u00ed \u010di vyvr\u00e1cen\u00ed varov\u00e1n\u00ed a p\u0159ijmut\u00ed adekv\u00e1tn\u00edch opat\u0159en\u00ed k p\u0159ekon\u00e1n\u00ed krize,\u201c<\/em> \u0159\u00edk\u00e1 Jaroslav Sch\u00f6nfeld.<\/p>\n

 <\/p>\n

Od restrukturaliza\u010dn\u00ed sm\u011brnice si hodn\u011b slibuje i poradensk\u00e1 firma PwC.<\/p>\n

\u201ePokud by ve\u0161la v platnost, tak podle m\u00fdch zku\u0161enost\u00ed z praxe by nemuselo a\u017e 80 % dot\u010den\u00fdch firem vyu\u017e\u00edt mimo\u0159\u00e1dn\u00e9ho moratoria podle z\u00e1kon\u016f \u010d. 191\/2020 Sb. a 460\/2020 Sb., kter\u00fdmi z\u00e1konod\u00e1rci reagovali na covidovou pandemii. Mimo covidov\u00fd stav by se rovn\u011b\u017e velk\u00e9 procento firem vyhnulo insolven\u010dn\u00edmu \u0159\u00edzen\u00ed, kter\u00e9 obvykle vede k zav\u0159en\u00ed spole\u010dnosti a ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed pro nemal\u00e9 mno\u017estv\u00ed lid\u00ed,\u201c <\/em>\u0159\u00edk\u00e1 Petr Smutn\u00fd, vedouc\u00ed odd\u011blen\u00ed restrukturalizac\u00ed PwC a p\u0159edseda asociace TMA \u010cR, kter\u00fd dod\u00e1v\u00e1:<\/strong> \u201eProbl\u00e9m je v legislativ\u011b, kter\u00e1 dostate\u010dn\u011b nepracuje se syst\u00e9mem varovn\u00fdch indik\u00e1tor\u016f. Druh\u00fd probl\u00e9m vid\u00edm v p\u0159\u00edstupu managementu firem. Bohu\u017eel velmi \u010dasto se d\u011bje, \u017ee podniky si dostate\u010dn\u011b nehl\u00eddaj\u00ed indik\u00e1tory typu zadlu\u017een\u00ed nebo platebn\u00ed neschopnost. \u010casto ani neodevzd\u00e1vaj\u00ed pravideln\u011b \u00fa\u010detn\u00ed z\u00e1v\u011brky. V\u011b\u0159\u00edm ale, \u017ee nov\u00e1 legislativa bude v tomto ohledu n\u00e1pomocna. Prevenci p\u0159ed insolvenc\u00ed v\u00edce zjednodu\u0161\u00ed i bude veden\u00ed firem k hl\u00edd\u00e1n\u00ed varovn\u00fdch sign\u00e1l\u016f v\u00edce motivovat.\u201c<\/em><\/p>\n

Netransparentnost \u010desk\u00e9ho managementu<\/strong><\/p>\n

Slova o \u0161patn\u00e9 bilanci firem v odevzd\u00e1v\u00e1n\u00ed \u00fa\u010detn\u00edch z\u00e1v\u011brek potvrzuje dal\u0161\u00ed studie V\u0160E. \u201eAnalyzovali jsme loni 120 firem v \u00fapadku a zjistili, \u017ee dva roky p\u0159ed \u00fapadkem sv\u00e9 z\u00e1v\u011brky zve\u0159ejnilo jen 40 % z nich a rok p\u0159ed \u00fapadkem pouh\u00fdch 25 % firem. Jak se situace podnik\u016f zhor\u0161ovala a sm\u011b\u0159ovala k form\u00e1ln\u00edmu \u0159e\u0161en\u00ed p\u0159ed insolven\u010dn\u00edm soudem, tak se sni\u017eovala jejich transparentnost v\u016f\u010di v\u011b\u0159itel\u016fm. V\u011b\u0159\u00edme, \u017ee kdy\u017e si firmy osvoj\u00ed pr\u00e1ci s navrhovan\u00fdm Syst\u00e9mem v\u010dasn\u00fdch varovn\u00fdch sign\u00e1l\u016f, kter\u00fd \u010derp\u00e1 z dat v \u00fa\u010detn\u00edch z\u00e1v\u011brk\u00e1ch, uchr\u00e1n\u00ed to celou \u0159adu z nich p\u0159ed insolven\u010dn\u00edm \u0159\u00edzen\u00edm,\u201c<\/em> \u0159\u00edk\u00e1 Sch\u00f6nfeld.<\/p>\n

Restrukturaliza\u010dn\u00ed f\u00f3rum 2021<\/strong><\/p>\n

V po\u0159ad\u00ed 9. Restrukturaliza\u010dn\u00ed f\u00f3rum<\/strong> po\u0159\u00e1dan\u00e9 asociac\u00ed TMA \u010cR se bude krom\u011b problematiky v\u00fd\u0161e v\u011bnovat praktick\u00fdm p\u0159\u00edklad\u016fm zhor\u0161en\u00ed ekonomick\u00e9ho zdrav\u00ed firem b\u011bhem pandemie COVID-19 i p\u0159\u00edpadov\u00fdm studi\u00edm \u00fasp\u011b\u0161n\u00fdch restrukturalizac\u00ed dokon\u010den\u00fdch v minul\u00e9m roce.<\/p>\n

F\u00f3rum se rovn\u011b\u017e zam\u011b\u0159\u00ed na modely financov\u00e1n\u00ed a makroekonomick\u00fd v\u00fdhled, kter\u00fd v \u00favodu poskytne Miroslav Singer (hlavn\u00ed ekonom Generali CEE Holding a \u010dlen spr\u00e1vn\u00ed rady TMA \u010cR). V\u00edce informac\u00ed o f\u00f3ru naleznete ZDE<\/a>.<\/p>\n

Z\u00e1stupci m\u00e9di\u00ed se mohou akreditovat prost\u0159ednictv\u00edm e-mailu: konference@turnaround.cz<\/a>.<\/p>\n

 <\/p>\nSt\u00e1hnout tiskovou zpr\u00e1vu<\/a>\nSt\u00e1hnout pozv\u00e1nku v PDF<\/a>\n

 <\/p>\nngg_shortcode_0_placeholder\n","protected":false},"excerpt":{"rendered":"

Praha, 26. \u0159\u00edjna, 2021 – P\u0159i vyu\u017eit\u00ed nov\u00fdch restrukturaliza\u010dn\u00edch n\u00e1stroj\u016f by a\u017e 80 % firem, kter\u00e9 \u017e\u00e1daly d\u0159\u00edve o moratorium podle Insolven\u010dn\u00edho z\u00e1kona, k tomuto kroku nemuselo p\u0159istoupit. Vypl\u00fdv\u00e1 to ze zku\u0161enost\u00ed expert\u016f poradensk\u00e9 firmy PwC i V\u0160E v Praze, kter\u00e1 vyvinula Syst\u00e9m varovn\u00fdch sign\u00e1l\u016f predikuj\u00edc\u00ed mo\u017en\u00e9 finan\u010dn\u00ed obt\u00ed\u017ee firem. Ten m\u00e1 na z\u00e1klad\u011b dat z […]<\/p>\n","protected":false},"author":3,"featured_media":19287,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0},"categories":[323],"tags":[],"_links":{"self":[{"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/posts\/19285"}],"collection":[{"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/comments?post=19285"}],"version-history":[{"count":3,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/posts\/19285\/revisions"}],"predecessor-version":[{"id":19293,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/posts\/19285\/revisions\/19293"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/media\/19287"}],"wp:attachment":[{"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/media?parent=19285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/categories?post=19285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.phoenixcom.cz\/press\/wp-json\/wp\/v2\/tags?post=19285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}